Selecting the right motorcycle insurance policies in Malaysia requires evaluating several things, together with protection alternatives, premiums, customer care, and extra Rewards supplied by diverse insurers. This guidebook compares some of Malaysia's major bike insurance policy providers to help you make an educated determination that meets your Driving desires and price range.
one. Allianz Malaysia Berhad
Protection Possibilities: Allianz Malaysia provides comprehensive protection alternatives tailored to safeguard the two riders and their bikes. Their guidelines typically include things like:
Third-Party Legal responsibility: Addresses damages and injuries brought about to Other individuals in an accident.
Individual Injury: Handles fix or replacement charges on your motorcycle as a consequence of mishaps, fire, or theft.
Particular Accident: Presents compensation for bodily injury or Demise resulting from a collision.
Further Benefits: Roadside guidance, healthcare fees, and a lot more.
Premiums and Reductions: Allianz Malaysia supplies competitive rates with possibilities for savings depending on safe Using records, a number of policies, and membership affiliations.
Customer support: Known for successful claims processing and fantastic shopper help.
two. AXA Affin Basic Insurance Berhad
Protection Options: AXA Affin delivers adaptable motorbike coverage programs with in depth coverage, which include:
Third-Occasion Liability: Addresses legal liabilities for bodily injuries or assets damage to Some others.
Personal Problems: Covers maintenance charges for your motorbike in incidents, theft, or all-natural disasters.
Particular Accident: Gives protection for accidental Loss of life or bodily harm.
Premiums and Special discounts: AXA Affin presents competitive rates and bargains for Protected riders, loyalty systems, and bundling policies.
Customer support: Trusted customer service by using a person-friendly statements system and 24/7 assist.
three. Etiqa Insurance coverage Berhad
Coverage Choices: Etiqa delivers bike insurance coverage strategies meant to shield riders comprehensively, like:
3rd-Celebration Legal responsibility: Protection for legal liabilities arising from accidents.
Possess Destruction: Protection in opposition to fix or alternative prices for the motorbike.
Particular Accident: Coverage for injuries or Demise ensuing from accidents.
Further Positive aspects: Roadside aid, healthcare expenditures, and lack of extras.
Premiums and Reductions: Etiqa supplies aggressive rates with discounts for Protected riders, multi-coverage holders, plus much more.
Customer care: Known for responsive customer service and productive promises managing.
4. Liberty Insurance coverage Berhad
Coverage Possibilities: Liberty Insurance plan features motorcycle insurance coverage programs with A selection of protection solutions, including:
Third-Celebration Liability: Coverage for authorized liabilities ensuing from incidents.
Have Damage: Covers restore fees on your motorbike resulting from incidents or theft.
Own Incident: Provides compensation for bodily damage or Loss of life resulting from mishaps.
Premiums and Discount rates: Aggressive rates motorbike insurance with special discounts available for safe riders, policy renewals, and loyalty applications.
Customer Service: Liberty Insurance policy is acknowledged for exceptional customer support and prompt statements settlement.
five. Zurich Standard Insurance plan Malaysia Berhad
Protection Selections: Zurich Malaysia delivers detailed bike insurance plan options with the subsequent coverage possibilities:
Third-Get together Liability: Addresses legal liabilities for bodily damage or home damage to Other people.
Personal Harm: Covers repair or replacement prices for your personal bike resulting from incidents, theft, or fireplace.
Personalized Incident: Gives coverage for accidental Loss of life or bodily injury.
Premiums and Discounts: Aggressive rates with savings for Risk-free riders, multi-coverage holders, and advertising provides.
Customer Service: Zurich Malaysia offers reliable customer care with a simple statements approach and 24/7 assistance.